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Travel Club vs. Timeshare: What's the Difference and Which Is Better?

ASN Editorial Team·February 2026·8 min read

For many avid travelers, the dream of exploring new destinations and enjoying luxurious getaways is a powerful one. But navigating the world of travel options can feel overwhelming, especially when terms like 'travel club' and 'timeshare' are thrown around. Both promise incredible vacations, but they operate on fundamentally different principles.

If you're researching your options and feeling a bit skeptical, you're in the right place. Let's break down the key distinctions between travel clubs and timeshares to help you decide which path is better for your travel style.

Understanding Timeshares: The Traditional Approach

Timeshares have been around for decades, offering a way for individuals to own a portion of a vacation property — typically a condominium or resort unit. The core concept is that you purchase the right to use a specific property for a set period each year, often one or two weeks.

The Allure and the Limitations

Initially, timeshares can seem very appealing — guaranteed vacations in a familiar, often high-quality resort setting. But the reality for many timeshare owners often diverges from this initial vision.

  • Fixed Weeks and Specific Properties — You're typically locked into a specific week at a specific resort. Exchange programs exist but can be difficult to navigate and come with additional fees.
  • The Burden of Ownership — Timeshares come with mandatory annual maintenance fees, whether you travel or not. These fees tend to increase every year.
  • Long-Term Commitments — Timeshare contracts are often long-term, sometimes in perpetuity. Exiting a timeshare can be a complex and costly process involving legal fees and significant financial losses.

Exploring Travel Clubs: The Modern Solution

In contrast to the rigid structure of timeshares, travel clubs offer a membership-based approach to vacationing. Instead of owning a piece of property, you gain access to a vast network of travel benefits, discounts, and services. The focus is on flexibility, variety, and value — without the burdens of ownership.

  • Flexible Destinations — Members have access to a wide array of hotels, resorts, cruises, and other travel in countless destinations worldwide. No single property you're tied to.
  • No Property Ownership, No Maintenance Fees — You're purchasing a membership, not real estate. No property taxes, no special assessments, no ever-increasing maintenance fees.
  • Concierge Support — Many reputable travel clubs offer personalized concierge services, handling all the details of your trip.
  • Wholesale Pricing — The primary draw is access to wholesale pricing on travel — significantly discounted rates unavailable to the general public.

Travel Club vs. Timeshare: Side-by-Side Comparison

FeatureTimeshareTravel Club
OwnershipPartial ownership of a specific propertyMembership access to travel benefits
FlexibilityLimited to specific property/weekHigh flexibility in destinations and dates
Maintenance FeesAnnual, often increasing, mandatoryNo property maintenance fees
Exit StrategyDifficult and costly to sell or exitTypically easier to cancel membership
InventoryLimited to owned property or exchange networkVast network of hotels, resorts, cruises, etc.
ConciergeGenerally not includedOften included, personalized service
Price MatchNot typicalOften offered (e.g., ASN's 200% guarantee)
Upfront CostHigh purchase priceMembership fee (varies)

Which Is Better for You?

When deciding between a travel club and a timeshare, it ultimately comes down to your travel philosophy and priorities.

If you crave extreme predictability, want to return to the exact same resort unit at the exact same time every year, and are comfortable with the long-term financial commitment and potential resale challenges, a timeshare might appeal to you.

However, for most modern travelers, the benefits of a travel club far outweigh those of a timeshare. Travel clubs offer unparalleled flexibility, financial freedom from property ownership, personalized concierge services, and wholesale pricing with guarantees that ensure you're always getting the best possible deal.

Experience the Difference with American Savings Network

American Savings Network (ASN) is a BBB-Accredited travel membership company based in Las Vegas that embodies the best of what a travel club can offer. With access to 7,000+ locations in 65 countries, a 200% price match guarantee, dedicated concierge services, and exclusive membership perks like Premium Weeks (hard-capped at $499) and Resort Weeks ($499–$1,599), ASN gives you the flexibility and value you deserve — without the burden of property ownership.

Many of our members are former timeshare owners who made the switch. Their most common response? They wish they'd done it sooner.

Ready to Experience This for Yourself?

Join thousands of members who travel smarter and save thousands every year through ASN's wholesale pricing.

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